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California retirement systems
Choose your California pension system
California educators and other public employees often belong to different systems with different formulas.
CA
CalSTRS
For eligible California public school educators. Uses service credit, an age factor, and final compensation.
CA
CalPERS
For many state, local-government, school, safety, and miscellaneous public employees.
Why two tools?
CalSTRS and CalPERS use different membership categories, benefit-factor tables, and final-compensation rules. Choose the system printed on your statement.