Texas TRS Pension FAQ
The standard annuity multiplier is 2.3% per year of service credit. Vesting generally requires five years of credit. The Rule of 80 means age plus service equals at least 80.
Your tier appears on your TRS annual statement. Tiers 1, 4, and 6 generally use a highest-three salary average; Tiers 2, 3, and 5 generally use a highest-five average. An official TRS estimate controls if it differs from this site.
Use this in your retirement estimate
Start with the figures on your latest TRS annual statement. The independent calculator can help you explore scenarios, but your official TRS retirement estimate is the final authority.
Important verification
Your tier is printed on your annual statement and any official retirement estimate. If the tier, credit, salary, or eligibility shown there differs from this site, use the TRS information and speak with a benefits counselor.