Calculator / TRS Partial Lump Sum Option
Texas TRS retirement guide
TRS Partial Lump Sum Option
The Partial Lump Sum Option can exchange part of a lifetime monthly annuity for a one-time payment.
Key point
Eligibility and the long-term tradeoff depend on your tier and retirement eligibility. Compare the lump sum with the permanent reduction in monthly income before deciding.
Use this in your retirement estimate
Start with the figures on your latest TRS annual statement. The independent calculator can help you explore scenarios, but your official TRS retirement estimate is the final authority.
Important verification
Your tier is printed on your annual statement and any official retirement estimate. If the tier, credit, salary, or eligibility shown there differs from this site, use the TRS information and speak with a benefits counselor.