Unofficial calculator · Not affiliated with the Teacher Retirement System of Texas
Texas educator retirement planning

Know your tier. See your pension estimate.

Answer six plain-English questions, then estimate your monthly TRS standard annuity—without a login, email, or page reload.

Private and client-sideAll six TRS tiersRates reviewed September 2026
Step one

Find your likely TRS tier

Step two

Estimate your monthly annuity

Use your annual statement for the closest estimate. The calculator applies only reductions that can be determined safely from the information entered.

Use your highest three annual salaries as directed by your tier.

Estimated monthly standard annuity
$0
Before reduction$0
Rule of 80—
Salary basisBy tier

Estimate only. TRS makes the final determination. Verify through MyTRS or with a TRS benefits counselor.